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Intro purchase APR is x% for x months from date of account opening then the common invest in APR applies. Intro Stability Transfer APR is x% for x months from date of 1st transfer, for transfers less than this offer that post for your account by then the normal invest in APR applies. Conventional buy APR: x% variable to x% variable, based upon your creditworthiness. Funds APR: x% variable. Variable APRs will fluctuate with the industry according to the Prime Fee. 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